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MyFundedFutures vs Topstep (2026)

Last checked October 16, 2026 · Joe hasn't traded MyFundedFutures yet. Rules only, from the firm's official pages. · Joe hasn't traded Topstep yet. Rules only, from the firm's official pages.

Billing: MyFundedFutures uses one-time evaluation fees; Topstep uses monthly. Funded profit split: MyFundedFutures 90/10 (Rapid) or 80/20 (Builder, Pro); Topstep 90/10. Both use a $3,000 target and $2,000 max drawdown on the 50K evaluation.

FactMyFundedFuturesTopstep
BillingOne-time payment, no renewalsMonthly subscription (Trading Combine)
Activation fee$0 on any plan$149 Standard · $0 No Activation Fee
50K evaluation price (regular)Rapid $209 · Rapid EOD $225 · Builder $153 / $125 · Pro $265$49/month Standard · $95/month No Activation Fee
Reset / re-buy (50K)Reset priced the same as the planReset = monthly price ($49 / $95)
Profit target (50K)$3,000$3,000
Max drawdown (50K)$2,000 (Builder option: $1,500)$2,000
Drawdown type (evaluation)Conflict on MyFundedFutures' pages for Rapid (Check with the firm); Builder and Pro: EODMaximum Loss Limit, set at end of day, monitored in real time
Drawdown type (funded)Rapid: intraday trailing, locks at $100 · Builder and Pro: EOD trailingMaximum Loss Limit; set to $0 after first payout
Daily loss limit (evaluation)Rapid: none · Builder and Pro: Check with the firmOptional (added at checkout)
Evaluation consistencyRapid and Pro: 50% · Builder: noneBest day at or below 55% of total profit, or the target rises
Minimum trading days (evaluation)Rapid: 2 · Builder: 1 · Pro: Check with the firm2
Max contracts (50K)5 mini / 50 micro (Rapid)5 mini / 50 micro
Funded consistencyRapid: none · Builder: 50% per cycle · Pro: Check with the firmStandard: none · Consistency path: 40%
Payout eligibilityRapid: daily after $2,100 buffer · Builder: buffer + 2 days per cycle · Pro: every 14 days, $2,100 bufferStandard: 5 winning days of $150+ · Consistency: 3 days at 40%
Payout cap and minimum (50K)Rapid: $500 min, no cap published · Builder: $2,000 max, $500 min · Pro: $1,000 min, $100,000 capStandard $2,000 · Consistency $3,000 per request; $125 minimum
Profit splitRapid 90/10 · Builder and Pro 80/2090/10
Max funded accountsCheck with the firmCheck with the firm
News ruleRapid: T1 news allowed in evaluation, not in Sim FundedCheck with the firm
Overnight holdsCheck with the firmCheck with the firm
Promo shown on firm's siteHomepage shows promotional prices; Check with the firmNo site-wide code verified; Topstep referral codes give new traders 15% off a first purchase (help center)
Our affiliate linkOur affiliate link: none yetOur affiliate link: none yet
Firm-published pass / payout statsNo pass-rate or payout-rate figure publishedAbout page, Jan–Dec 2025: 16.8% of Trading Combines initiated were completed; 51.8% of Combine participants advanced to the Funded Level; 33.3% of Funded Level participants received a payout; 0.71% of Express Funded participants were called up to Live (full quote)

Based only on the rules above. Not a recommendation; pick what fits how you trade. "Check with the firm" means we couldn't confirm it on the firm's official site.

MyFundedFutures review · Topstep review · All firms

Not financial advice. Futures trading carries substantial risk of loss.