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Topstep vs Tradeify (2026)
Last checked October 16, 2026 · Joe hasn't traded Topstep yet. Rules only, from the firm's official pages. · Joe has traded Tradeify. Rules from the firm's official pages.
Billing: Topstep uses monthly evaluation fees; Tradeify uses one-time. Funded profit split: Topstep 90/10; Tradeify 90/10. Both use a $3,000 target and $2,000 max drawdown on the 50K evaluation.
| Fact | Topstep | Tradeify |
|---|---|---|
| Billing | Monthly subscription (Trading Combine) | One-time fee |
| Activation fee | $149 Standard · $0 No Activation Fee | None |
| 50K evaluation price (regular) | $49/month Standard · $95/month No Activation Fee | Growth $145 · Select $165 (Lightning instant funded $492) |
| Reset / re-buy (50K) | Reset = monthly price ($49 / $95) | Growth $95 · Select $109 · Lightning: no resets |
| Profit target (50K) | $3,000 | $3,000 |
| Max drawdown (50K) | $2,000 | $2,000 |
| Drawdown type (evaluation) | Maximum Loss Limit, set at end of day, monitored in real time | EOD trailing |
| Drawdown type (funded) | Maximum Loss Limit; set to $0 after first payout | EOD trailing, locks at start + $100 |
| Daily loss limit (evaluation) | Optional (added at checkout) | Growth: $1,250 soft · Select: none |
| Evaluation consistency | Best day at or below 55% of total profit, or the target rises | Growth: none · Select: 40% |
| Minimum trading days (evaluation) | 2 | Growth: 1 · Select: 3 |
| Max contracts (50K) | 5 mini / 50 micro | 4 mini / 40 micro |
| Funded consistency | Standard: none · Consistency path: 40% | Growth 35% · Select none · Lightning 20–30% |
| Payout eligibility | Standard: 5 winning days of $150+ · Consistency: 3 days at 40% | Select Flex: 5 winning days of $150+ · Select Daily: above $52,100 buffer · Growth: 5 profitable days |
| Payout cap and minimum (50K) | Standard $2,000 · Consistency $3,000 per request; $125 minimum | Flex $2,500 · Daily $1,250 per payout; $250 minimum (Select) |
| Profit split | 90/10 | 90/10 |
| Max funded accounts | Check with the firm | Up to 5 funded accounts (Tradeify) |
| News rule | Check with the firm | Allowed with no restrictions |
| Overnight holds | Check with the firm | Prohibited (close by 4:45 PM ET) |
| Promo shown on firm's site | No site-wide code verified; Topstep referral codes give new traders 15% off a first purchase (help center) | GEMS: 30% off, ends Oct 31 per Tradeify's banner |
| Our affiliate link | Our affiliate link: none yet | Our affiliate link: none yet |
| Firm-published pass / payout stats | About page, Jan–Dec 2025: 16.8% of Trading Combines initiated were completed; 51.8% of Combine participants advanced to the Funded Level; 33.3% of Funded Level participants received a payout; 0.71% of Express Funded participants were called up to Live (full quote) | Check with the firm |
Based only on the rules above. Not a recommendation; pick what fits how you trade. "Check with the firm" means we couldn't confirm it on the firm's official site.
Topstep review · Tradeify review · All firms
Not financial advice. Futures trading carries substantial risk of loss.